Credit Card Processing Accept Credit Cards LNC Merchant Services
Mail Order Phone Order
If your business is not face to face and you accept credit cards via phone, mail, or fax; we've got a solution for you. Whether it be a virtual terminal to do all business online or an inexpensive terminal for keying in your sales, LNC merchant services has it all. Many government agencies are using credit cards now and those are almost always given over the phone. We will find the best solution for you and reduce the surcharges so that you can get the best value on your transactions. You can feel confident that we will educate you on how to protect yourself from chargebacks and eliminate potential fraud, which is higher in these markets.
Discount Rate: 2.39%

Non-Qualified Fees:
These fees vary depending on the type of business you are and the type of transactions you do. Ask your sales representative to give you a breakdown of the fees that willapply to you.

Reprogramming fee:
If you already have equipment, we will reprogram your terminal free of charge. (We can reprogram most all terminals, see our equipment list to make sure your terminal is on it.)

Transaction Rate: $.25
Monthly Reporting Fee: $10.00
Monthly Minimum: $20.00
Application Fee: None
Cancellation Fee: Varies
Click on each item above for a detailed description.

Businesses must be located in the USA
Shopping for Better Rates? Make sure you get all the fee quotes in writing. If it is not in writing you will have no recourse if you were misled!

Verifone Nurit 2085 Virtual Terminal (VPOS)
When you have no credit card in- hand, this terminal with printer is a low cost, effective solution to processing. Simply type in the credit card number and expiration date and get an approval code on the screen. Combine this terminal with a manual imprinter (below) for a more secure transaction with a lower chance of chargebacks.

Click product image for pricing.

VPOS (Virtual Point of Sale) lets you rapidly capture and authorize credit card transactions in real time, using any computer connected to the Internet, anywhere in the world, with no software to install! This makes VPOS ideal for any operator-assisted business where credit card payments are accepted. It can even be used by "bricks and mortar" establishments as a back-up or replacement for traditional POS terminals.

Click screen grab image for pricing.

PCCharge Pro Manual Imprinter “knuckle-buster”
An award-winning product from Go Software that helps reduce fraud losses, saves the merchant time and money, and provides powerful features and performance at the point-of-sale. Whether you are a retail or direct marketing brick-and -mortar store, mail-order/ telephone order or e-store business, PCCharge Pro™ is a cost-effective solution that will work for you!

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The manual imprinter is one of the best ways to prevent chargebacks! If you’re delivering product or out at a tradeshow, and don’t have a need for a more expensive, wireless terminal, just get the imprint of the credit-card and key it into your terminal or soft- ware at the end of the day. Available in desktop models or the Pocket sized portable. Provide one to each of your outside sales people! Also a great back-up to your terminal in the event of power outages. (You must have a processing account to use the manual imprinters.)

Click screen grab image for pricing.


Lowest Price Guarantee:
When you decide to process with LNC Merchant Services, if you find a better price on like equipment, we will gladly match competitors pricing.

Please be Advised
As of April1, 2008, Visa® and MasterCard® has increased all retail/swipe rates. This affects ALL credit card processing companies and merchants nationwide.

You can view our "dictionary of terms" to have any of the terms on this website explained to you.